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Banana and Coconut Overnight Oats: A Tropical Delight You Can’t Resist

ISABELLE MORENO WRITER
Published : February 17, 2026
Updated : February 20, 2026

Banana and Coconut Overnight Oats are a delightful combination of creamy coconut and sweet banana goodness. Ideal for meal prep, this dish is not only delicious but also nutritious! One secret to making it even better is the addition of warm spices like cinnamon, which you can easily incorporate along with the standard ingredients.

Banana and coconut overnight oats in a mason jar

Recipe at a Glance

Best forBreakfast or Snack
DifficultyEasy
Total timeOvernight + 5 minutes prep
Servings2
Key tipAdjust consistency with more coconut milk if needed.
Smart swapUse almond milk or skim milk for less sweetness.

What Ingredients are Needed for Banana and Coconut Overnight Oats?

Banana and Coconut Overnight Oats are made with 1 cup rolled oats, 1 cup coconut milk, 1 banana (mashed or sliced), 1 tablespoon maple syrup, 1 tablespoon chia seeds (optional), and 1/4 cup shredded coconut. All these ingredients come together to create a creamy, delicious breakfast that is easy to prepare.

Banana and Coconut Overnight Oats
1 cupRolled Oats
1 cupCoconut Milk
1Banana (mashed or sliced)
1 tablespoonMaple Syrup
1 tablespoonChia Seeds (optional)
1/4 cupShredded Coconut (unsweetened recommended)

Key ingredients like coconut milk and chia seeds not only offer a delightful flavor but also pack a nutritional punch. Coconut milk is rich in healthy fats, making this dish deliciously creamy while providing energy. Meanwhile, chia seeds contribute essential omega-3 fatty acids, boosting the nutritional profile. If you’re looking for alternative options, you might consider cottage cheese for added protein and a creamier texture.

Equipment Needed

– Mixing bowl
– Mason jar or airtight container
– Spoon or spatula

How Do You Make Banana and Coconut Overnight Oats Step-by-Step?

Creating this tropical breakfast is as simple as mixing a few ingredients and letting time do the work! Just follow these straightforward steps.

Step 1

In a mixing bowl, combine the rolled oats, coconut milk, mashed banana, maple syrup, chia seeds, and shredded coconut. Stir everything together until well combined. This is the foundational step where all the flavors meld beautifully together.

Step 2

Transfer the mixture to a mason jar or airtight container and seal it tightly. This is crucial for proper soaking, as it allows the oats to absorb moisture and flavors overnight.

Prep time5 minutes
Cook timeNone
Store timeUp to 3 days in the fridge
Nutritional valuesApprox. 300 calories per serving

Step 3

The next morning, give the oats a gentle stir before eating. You may find that the mixture has thickened, so feel free to adjust the consistency with a splash of coconut milk as needed. Top your oats with additional banana slices, shredded coconut, or even some toasted nuts for an extra layer of flavor and crunch.

This recipe is incredibly versatile, and you can easily tweak it to suit your taste preferences or dietary needs. The rolled oats create a nourishing base that works great with a variety of toppings. Whether you add tropical fruits, nuts, or seeds, the options are wide open!

To make morning routines even smoother, I often prepare this dish the night before when I know I’ll have a busy day ahead. It’s convenient and ensures I start my day with a nutritious breakfast.

Common Mistakes to Avoid + Pro Tips for Success

Preparing banana and coconut overnight oats is straightforward, but small errors can affect the final product. Here are some common pitfalls and how to steer clear of them!

Mistakes to Avoid

– Not allowing enough soaking time: If you don’t let the oats soak overnight, they will be crunchier than intended and less creamy. Always commit to the time!
– Using sweetened coconut milk: Opting for sweetened versions can result in overly sugary oats. Always choose unsweetened varieties for balance!
– Neglecting to mix well: If the ingredients are not adequately combined, the oats may not absorb the liquid evenly. Make sure to mix thoroughly!

Tips for Success

– Experiment with spices: Adding a pinch of cinnamon or nutmeg can elevate the flavor profile; spice it up!
– Use ripe bananas: The riper the banana, the sweeter and creamier your oats will taste. Always choose bananas that are ready.
– Try different containers: If you don’t have a mason jar, any airtight container works. Just ensure it seals well to prevent air from drying out the oats.

The most important takeaway from this recipe is that overnight oats can be a delicious and nutritious start to your day, especially with the tropical twist of banana and coconut.

Why You Will Love This Recipe

Banana and Coconut Overnight Oats are a delightful way to start my day. They are creamy, flavorful, and incredibly satisfying. Not only do they offer a tropical escape in every bite, but they are also a breeze to prepare and perfect for busy mornings.

Breakfast Made Easy

This recipe is perfect for those rushed mornings. With just a few minutes of prep work, you can have a flavorful breakfast ready to grab and go.

Nutritious and Filling

Loaded with fiber and healthy fats, these oats keep me fuller for longer. They are an excellent option for anyone looking to maintain a balanced diet while enjoying good flavors.

Versatile Serving Options

What’s great about this dish is how adaptable it is. Whether you want it plain, topped with fruits, or fortified with nuts, there’s no end to the combinations you can create.

Remember this Tip!

As an added bonus, this recipe is incredibly forgiving. Feel free to substitute ingredients based on what you have at home. I particularly enjoy baking oatmeal cups with banana and oats for variety!

Creative Variations, Serving Ideas, and Storage Tips

Banana and Coconut Overnight Oats can be customized to fit various tastes. Here’s how I enjoy mixing things up!

Tropical Twist Variations

To give this dish a refreshing spin, consider adding different fruits like mango, pineapple, or even papaya. You can also include additional spices like cardamom for a unique twist.

Ingredient Swaps to Try

If you’re looking to change things up, you can substitute almond milk for coconut milk for a nutty flavor. Maple syrup can also be switched with honey or agave nectar to adjust sweetness.

Additionally, I like adding in more protein with things like nut butter for breakfast that powers me through the day!

Perfect For Meal Prep

These overnight oats are great for meal prep and can be stored in the refrigerator for up to three days. I simply make a double batch at the start of the week to enjoy quick breakfasts.

How to Store Your Oats

Store your prepared oats in an airtight container in the refrigerator. The texture is best within the first two days, but they remain good for about three days. If they seem too thick, a splash of coconut milk or almond milk will bring them back to life.

IdeaBest forHow to do it
Tropical Fruit MixA refreshing breakfastSwap in your favorite tropical fruits.
Nutty Protein BoostEnergizing snacksAdd a spoonful of your favorite nut butter.
Chilled Coconut DelightWarm summer morningsServe over ice for a refreshing treat.
Gluten-Free Granola TopperExtra crunchAdd gluten-free granola on top before serving.

More Recipes You Can Try Next

If you enjoyed this recipe, here are a few others that might inspire you!

Banana Oatmeal MuffinsThese moist muffins are a great alternative for breakfast.
Creamy Coconut Chia PuddingA simple yet delicious dessert or breakfast option.
Baked Blueberry Banana Oatmeal CupsThese oatmeal cups are perfect for meal prep and bursting with flavor.

Final Thoughts

Banana and Coconut Overnight Oats are a versatile and delightful breakfast option that suits both my taste buds and busy lifestyle. Whether I’m looking for a quick fix or something nourishing, this recipe delivers. I can’t wait for you to try it. Each bite tastes like a mini-vacation, leaving you energized for whatever the day has in store. Don’t forget to experiment with your favorite fruits and toppings to make it uniquely yours. Also, feel free to explore more recipes on Pinterest where I share my adventures in cooking!

FAQ

Can I eat overnight oats warm?

Yes, you can enjoy your overnight oats warm. Many people prefer to quickly warm their prepared oats in the microwave for about 30 seconds before serving, which enhances the flavors. Just add a splash more of coconut milk to keep them creamy!

Can I make these overnight oats vegan?

Absolutely! This recipe is already vegan-friendly as it uses coconut milk and avoids any animal products. Just stick to plant-based ingredients like maple syrup for sweetening.

How long do overnight oats last?

Overnight oats can last in the refrigerator for up to three days. However, for the best texture and flavor, try to consume them within the first two days after preparation.

Can I use instant oats instead of rolled oats?

While instant oats can be used, they may result in a mushier texture. Rolled oats provide the best balance of texture and creaminess when soaked overnight.

What can I top my overnight oats with?

Feel free to get creative with toppings: fresh fruit, nuts, seeds, or even a drizzle of nut butter work wonderfully. These additions not only enhance the flavor but also add extra nutrition.

Print
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Banana and coconut overnight oats in a mason jar

Banana and Coconut Overnight Oats

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A creamy and tropical breakfast option that combines oats with coconut milk and bananas, perfect for busy mornings.

  • Total Time: 1440 minutes
  • Yield: 2 servings 1x

Ingredients

Scale
  • 1 cup Rolled Oats
  • 1 cup Coconut Milk
  • 1 Banana (mashed or sliced)
  • 1 tablespoon Maple Syrup
  • 1 tablespoon Chia Seeds (optional)
  • 1/4 cup Shredded Coconut (unsweetened recommended)

Instructions

  1. In a mixing bowl, combine the rolled oats, coconut milk, mashed banana, maple syrup, chia seeds, and shredded coconut. Stir everything together until well combined.
  2. Transfer the mixture to a mason jar or airtight container and seal it tightly. Let it soak overnight.
  3. The next morning, give the oats a gentle stir before eating. Adjust the consistency with a splash of coconut milk if needed. Top with additional banana slices, shredded coconut, or nuts as desired.

Notes

Adjust consistency with more coconut milk if needed. You can substitute almond milk or skim milk for less sweetness.

  • Author: isabella-moreno
  • Prep Time: 5 minutes
  • Cook Time: 0 minutes
  • Category: Breakfast
  • Method: No-Cook
  • Cuisine: Tropical
  • Diet: Gluten Free

Nutrition

  • Serving Size: 1 serving
  • Calories: 300
  • Sugar: 8g
  • Sodium: 150mg
  • Fat: 12g
  • Saturated Fat: 10g
  • Unsaturated Fat: 2g
  • Trans Fat: 0g
  • Carbohydrates: 45g
  • Fiber: 8g
  • Protein: 6g
  • Cholesterol: 0mg

About the author

This recipe was crafted by Isabella Moreno, a food lover who explores vegetarian traditions from around the world. She turns her travels into easy recipes you can enjoy at home.

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